Home Warranties...They Cover THAT?

Let’s face it — owning a home comes with a lot of unexpected expenses. You may think you know what you’re getting yourself into when you get the keys to your first place, but once you discover that you are the one responsible for all repairs and maintenance needed to keep things in working order, reality quickly sets in. Even when you try to set aside funds in your monthly or annual budget for unexpected problems that may arise — the furnace breaks down, the washer and dryer stops working, the fridge goes on the fritz, etc. — there will likely always be something that pops up that you just can’t plan for.

Fortunately, to cover these types of unexpected issues, there are home warranties. “What is a home warranty?” you may ask. Basically, they cover many of the things that standard homeowners insurance won’t — things such as your heating and cooling system, kitchen or laundry room appliances, and even repairs that may be needed for your natural gas, electric, water, or sewer lines. The best part of home warranties is that you only pay a low monthly (or annual) fee, and your covered problem is handled by pros — all without you having to shell out more money. (Read your plan(s)’s terms and conditions carefully so that you’ll know what is and isn’t covered.)

Heating and cooling warranties

Your furnace and air conditioner likely came with a manufacturer’s warranty when they were installed. However, these warranties only provide coverage for a few years, and they probably don’t cover the maintenance work needed to keep them in working order.

At Oncourse Home Solutions, we provide both repair and maintenance protection plans for your home’s heating and cooling systems. For an affordable monthly fee, you will be entitled to an annual tune-up appointment for your furnace or air conditioner with one of our maintenance plans. And when you’re enrolled in our repair plans for your heater or AC and a covered problem occurs, all you have to do is pick up the phone and give us a call! We take care of the rest — we’ll find a reliable, honest, and experienced service provider from our network who is local to your area to help resolve the problem without any service fees or trip charges!

Appliance warranties

As with heating and cooling systems, you may have a manufacturer’s warranty that was provided with your kitchen and laundry room appliances. But these eventually won’t be usable as they have an expiration date. Keep your refrigerator, oven, built-in microwave, dishwasher, garbage disposal, washer, and dryer safeguarded in case of a breakdown with our Kitchen Protection Plan or Laundry Room Repair Plan.

Your family likely depends on all the appliances in your kitchen or laundry room, and when one isn’t working as expected, you’re going to know about it. Nobody wants to have to hand-wash dishes, go without clean clothes, or have their food spoil in a fridge that doesn’t keep cool! When you’re enrolled in our kitchen or laundry room repair plans and a covered issue occurs, give us a call and we’ll help you get your home back to normal as quickly as possible.

Service line warranties

Among the most common parts of a property that many homeowners mistakenly believe is covered by a standard homeowners insurance policy are their natural gas, electric, sewer, and water lines. If a problem occurs with one of these lines, it’s your responsibility as the homeowner to get it taken care of. Needless to say, diagnostic and repair work for these lines can be expensive. And who has extra money right now to use on an unexpected repair for one of their service lines?

This is where a service line warranty from Oncourse Home Solutions comes in handy. When you’re enrolled in one of these plans and a covered problem occurs at your home, pick up the phone and give us a call. Or you can chat with a customer service representative by clicking the “Click to Chat” tab on the right side of the page on our website to make a claim during standard business hours.

Want to learn more about getting your home protected?

Visit us online and enter your ZIP code to see which home warranty plans are available in your area. We look forward to helping you protect your family’s home!