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There are many homeowners who may confuse a home warranty with their homeowners insurance. These two are NOT the same things, and they each provide different types of coverage. Homeowners insurance will protect your property from major damage from severe storms, wind, fires, break-ins, hail, and serious water damage. A home warranty will protect major systems and appliances in or around your home, such as gas/electric lines, clothes washers and dryers, air conditioners, furnaces or boilers, heat pumps, refrigerators, ranges, and many more.
Additionally, a home warranty plan is a contract between the homeowner and a home warranty company that says the company will be the one providing repair or maintenance services to the covered systems so long as the customer stays current with their billing.
There are many different coverage options available, some of which include a “bundle” of one or more appliances or systems in the home. This could include repair and maintenance coverage for both AC and heating systems, or the plan may include services for all appliances in a kitchen or laundry room, for example.
When home warranty plans are understood and used properly in or around a home, they can help to save a homeowner money, time, and aggravation when it comes to maintaining their property.
Benefits of having a home warranty plan with us.
As a homeowner, you have a lot to deal with. With homework, small household repair jobs, volunteer activities, or child care and events - you are kept busy. Wouldn’t it be great to have someone in your corner to help when appliances, systems and lines in your home unexpectedly break down or require maintenance? Learn More
Home warranty FAQs for new homeowners.
Congratulations on your new home! Now that you’ve settled into your new place, it’s time to think about protecting what is likely the largest investment you’ve made in your life. Learn More