There are many ways homeowners can make small changes to save money. They might install energy-efficient appliances, use programmable thermostats or add weatherstripping under doors to reduce their energy bills. Yet utilities aren’t the only expenses that could break the bank when it comes to owning a home.
Maintenance and repair costs can seriously eat into your savings, especially if you have an older house. As your property and appliances get older, they’re more likely to need service. A lot of people believe that these types of repairs are covered under their homeowners insurance, but this usually isn’t true.
This is why many of those who buy a residential property choose to purchase a home warranty plan from Oncourse Home Solutions in addition to their insurance policy. If you’re in the market for a new house, you may be asking yourself, “Do home warranties save money?”
Here are some of the best reasons why a home warranty not only can save you money in the long run but also possibly become an investment in and of itself.
What Is a Home Warranty?
Homeowners insurance often pays for damages that occur due to some type of catastrophe. These could include weather damage or a break-in. What it usually won’t cover, however, is the typical wear and tear you will experience over the natural course of time. An additional warranty plan, on the other hand, will provide service to keep your property and appliances in good working order. It can give you repair and/or maintenance for your furnace, water heater, air conditioning, electric or water lines, or your major household appliances.
These warranties are offered with a number of options. You can add coverage to almost any feature you have. This includes your gas lines, your media lines, and even your outside sewer line. Many times, the previous owner will offer a warranty plan for a year or two after the sale to cover any necessary work that the property may need.
Why Get a Home Warranty Plan?
The benefits of a home warranty plan are numerous. These plans can take the worry out of maintaining a house for many reasons. This makes them a good supplement to insurance because they provide homeowners with much more coverage than they would otherwise receive.
Here are key ways a Oncourse Home Solutions home warranty plan can help someone who owns a residential property or is buying one:
- You’ll be covered. With one of these plans, you’ll save money in the long run for repairs and maintenance. Whenever anything fails or goes on the fritz, you won’t have to worry about dipping into your savings account. You’ll also be able to rest easy knowing that you won’t have to sacrifice your weekends at the local big-box megastore.
- You’ll receive expert service. As a warranty provider, Oncourse Home Solutions has an extensive network of local, reliable contractors. These experts will be dispatched to your property to handle the work as soon as they’re available. This means you won’t have to go through the process of finding a qualified plumber, electrician or any other type of technician. You’ll also know that whoever does the repair work will be fully licensed and insured.
- You’ll get help 24/7. Perhaps one of the strongest advantages of having one of these warranties is that you can talk to a live customer care representative any time, day or night. If your refrigerator dies on a Sunday morning or if your dishwasher starts leaking at midnight, he or she will be able to start helping you right away.
Purchasing a home warranty from Oncourse Home Solutions does more than make it easier to take care of problems that crop up around the house. It also helps keep everything in its best condition, thanks to prompt, expert care. This can do a lot to protect and preserve the value of your investment for the future.